I have a bit of a problem.

[Poopship]

Everytime I see a settlement I find that they have way more initial buildings then Underside, I think Underside should either have a discount or have more buildings, like, 6 instead of 4.  It's not fair new settlements instantly have more places.

[Roy]

People have donated for them
If you don't like it you can always join a major faction and help run one of those cities or donate and get better things

[Poopship]

People have donated for them
If you don't like it you can always join a major faction and help run one of those cities or donate and get better things

Didn't know you could donate for houses. I will do that.

[Roy]

Donate money and you can get caps and buy the stuff you want

[Blake.H]

The firths took an IC loan out from New Boonesborough, that's how they afforded the Metal shacks.

[Roy]

how did you come across the caps

[Roy]

Resolver and LOCKED